Retirement accounts like 401(k)s, Roth IRAs, and pensions are more than numbers on a statement—they represent years of hard work, discipline, and sacrifice. But what many North Carolina families don’t realize is that without proper planning, those same accounts could get stuck in probate court after you pass away. Probate is slow, public, and stressful for your loved ones. In this blog, I’ll walk you through how to keep your retirement savings protected, your beneficiaries in control, and your family out of court. Let me introduce you to David—a father who thought he had everything handled, until his brother’s probate battle changed everything.

If you’re like many of my clients, you may be caring for an aging parent or beginning to see signs that a loved one needs more help than they used to. It’s a tough place to be. You’re juggling your own responsibilities while trying to make the best decisions for someone you love. One of the hardest parts? Figuring out how to pay for long-term care without draining a lifetime of savings or putting the family home at risk. Learn some elder law strategies to protect a parent’s Assets without going broke.

Choosing a guardian for your children is one of the most important—and emotionally charged—decisions you’ll make as a parent. It’s not just about legal paperwork; it’s about ensuring your children are raised by someone who shares your values, your parenting style, and your hopes for their future. In North Carolina, failing to name a legal guardian can leave that decision in the hands of a judge who doesn't know your family. This blog will walk you through how to make this choice with clarity and confidence—so you can rest easier knowing your children are protected, no matter what the future holds.

When it comes to protecting your home, savings, and future care, timing is everything — especially when Medicaid is involved. In my work with families across Garner and the surrounding communities, I’ve seen how quickly life can change and how devastating the financial consequences can be when families don’t plan ahead. This blog dives into what you need to know about Medicaid’s complex rules — including the five-year lookback period — and how early planning can be the key to preserving your assets, your choices, and your peace of mind. Whether you're caring for an aging parent or thinking ahead for yourself, now is the time to act — before the clock runs out.

Life changes in a heartbeat. One day, everything feels normal — and the next, loved ones are left scrambling, trying to figure out what to do.

We don’t like to think about it, but it’s a reality that families across North Carolina face every single day: someone passes away unexpectedly, and no clear plan is left behind.

This blog is your wake-up call — not to scare you, but to empower you.

Today, you’ll learn exactly what happens if you die without a will in North Carolina, and why creating a simple plan now can save your family heartache, stress, and financial pain later.

As parents, we work tirelessly to protect our children—from choosing the safest car seats to finding the best schools and preparing healthy meals. But many loving, responsible parents unknowingly leave their children vulnerable when it comes to the most critical protection of all: what happens if you’re no longer there to care for them. Naming guardians isn’t just about filling in a blank on a will—it’s about ensuring that, no matter what life brings, your children are raised with love, stability, and the values that matter most to you. Sadly, small mistakes in guardianship planning can have devastating consequences. In this article, we’ll walk through seven of the most common mistakes parents make—and show you how to avoid them, giving your family true peace of mind.

Caregiving is one of the most loving things we can do—but it’s also one of the most exhausting. Whether you're:

• A daughter managing your parent’s medications and bills,

• A husband helping your spouse with daily care, or

• A mom of teens also managing an aging parent’s affairs...

...you know the emotional and physical toll it takes. According to the National Alliance for Caregiving, nearly 1 in 5 adults are unpaid caregivers, many of whom experience burnout, depression, and financial stress.

“We’ll get to it eventually.”
It’s a phrase I hear often—and not just from clients. We say it about doctor visits, going to the gym, cleaning out the garage... and estate planning. But unlike most tasks we postpone, waiting too long to create an estate plan can carry devastating consequences—especially for the people you love most.

If you're a North Carolina homeowner or an adult child of aging parents, protecting the family home should be a top priority. Without proper estate planning, your most valuable asset could be lost to probate, Medicaid recovery, or family disputes. In this blog, we’ll explore high-level strategies to preserve generational wealth, avoid costly legal battles, and ensure your home passes smoothly to the next generation. Whether you're in Garner, Raleigh, or anywhere across North Carolina, proactive planning can make all the difference.

When you love someone with a disability, your concerns don’t stop at the day-to-day. You think about the long term—the 'what ifs' that keep you up at night. What will happen when you’re no longer here to care for them, advocate for them, or provide for them financially? For many families across North Carolina, a Special Needs Trust is the key to answering those questions with confidence. In this article, we’ll explore how Special Needs Trusts work, why they matter, and how thoughtful legal planning can give your loved one a secure, supported future—no matter what tomorrow brings.

Talking about estate planning can be uncomfortable, but avoiding the discussion can lead to unintended consequences. Instead of thinking of it as a legal matter, frame it as a way to honor your parents' wishes and protect their legacy.

Start with open-ended questions like:

• What matters most to you when it comes to your assets and healthcare decisions?

• Who do you trust to make decisions on your behalf if you are unable to?

• Have you documented your wishes in a legal format?

These conversations don’t have to be completed in one sitting. The key is to start early and make it an ongoing dialogue.

Ah, spring break—the time of year when people pack their bags, head to the beach, and embrace a little fun in the sun. Let’s say you don’t plan. You forget to book a hotel. Your flight lands at an airport three hours from the beach. You didn’t check the weather and packed only swimsuits—only to arrive during a cold front. Suddenly, your “relaxing getaway” turns into a stressful disaster.Well, the same thing happens when people don’t plan for their future with estate planning. You may not feel the consequences right away, but one unexpected event can turn life into absolute chaos.

If you're caring for an aging parent or planning for your own future, you already know how overwhelming it can be to navigate the world of long-term care, Medicaid, estate planning, and elder law. You want to do what's best—protect assets, ensure proper medical care, and avoid unnecessary legal or financial roadblocks. But without a clear plan, families often find themselves making rushed, expensive decisions in times of crisis.

Families today are more diverse than ever, and blended families—where one or both partners have children from previous relationships—are becoming increasingly common. While these families create new opportunities for love and connection, they also introduce unique financial and legal challenges when it comes to estate planning. Without proper planning, loved ones may face unnecessary disputes, financial insecurity, and unintended disinheritance.

No one likes to think about aging, long-term care, or what happens if we become unable to make our own decisions. Its uncomfortable, and frankly, its easier to put off. But here’s the hard truth: waiting too long to plan can cost you everything: your savings, your home, and your family’s peace of mind.

Life moves fast. Between work, kids, and the never-ending to-do list, it’s easy to push certain things—like estate planning—to “someday.” After all, no one likes to think about worst-case scenarios, and if you’re young and healthy, it may seem unnecessary.

But here’s the reality: Estate planning isn’t just for the wealthy or the elderly. It’s for anyone who has people they love and things they care about. Whether it’s ensuring your kids are raised by the right person, keeping your finances in trusted hands, or protecting your home and assets, having a plan in place can make all the difference.

And yet, so many families put it off—until it’s too late.

Did you know that without a Power of Attorney, your spouse or loved ones may not be able to make medical or financial decisions for you if something unexpected happens? Many people assume their family can automatically step in—but that’s not how the law works. If you become incapacitated without this critical document, your loved ones could face lengthy court battles, financial stress, and frustrating delays just to help you. In this guide, we’ll break down why a Power of Attorney is the most important legal document you need, bust common myths, and explain how you can protect yourself before it’s too late.

Let’s be real—life is busy. Between work, kids, aging parents, and trying to carve out five minutes for yourself, estate planning is probably at the bottom of your to-do list. But here’s the thing: waiting until you have “more time” could leave your family unprotected when they need it most.

The good news? You don’t need hours to secure your family’s future. A few small, smart steps today can make all the difference.

Discussing elder law with your parents can feel daunting. You worry about stepping on toes, sparking conflict, or making an already sensitive topic even more difficult. But as uncomfortable as these conversations might be, they’re essential for protecting your family’s future and ensuring your parents’ wishes are honored. With the right approach, you can navigate these discussions respectfully and productively.

Here are six strategies to help you talk to your parents about elder law without conflict:

If you’ve ever felt overwhelmed trying to decide between a will and a trust, you’re not alone. For many families, estate planning can feel like navigating a maze. But here’s the good news: with the right information and guidance, you can confidently choose the best path for your family.