Losing someone you love is one of life's most difficult experiences. Along with the grief comes a long list of questions that most people have never had to answer before.

"What am I supposed to do now?"

It's one of the first questions I hear when someone calls my office after the death of a spouse, parent, or other loved one.

Sometimes the caller is exhausted after months of caregiving. Sometimes the loss was sudden and unexpected. No matter the circumstances, almost everyone feels overwhelmed by the responsibilities that suddenly land on their shoulders.