Last week we explored 7 ways to show your finances and your family some love with smart, tax-advantaged financial tips for the new year: This week, we’re continuing the financial love with 7 more tips you can use to benefit your family this month and the year ahead.

Congratulations on Turning 18! Now what? Well, for starters, you are now a legal adult. Maybe you don’t feel like an adult. But, under the law, you now are. So, you need to start thinking like an adult and considering what will happen with your health, finances and stuff.

Nearly one-third of young adults don’t have a budget, which creates a huge stumbling block for financial success. Give your children the tools they need to control their money instead of wondering where it went. Learn why helping graduates prepare for their financial future is so important.